The Bankroll

The WINR Bankroll is the onchain pool of liquidity that pays out every game connected to the protocol.

It is the house.

Liquidity providers deposit WINR into the bankroll. Games route bets to it. WINR settles outcomes and pays winnings directly from this pool.

All funds live onchain. All payouts are automatic.

WINR Is the Bankroll

The bankroll holds WINR. Liquidity providers supply WINR, and that capital is the house.

Players deposit USDC to play, and it is swapped into WINR automatically. Balances still display in USD on the frontend, but everything settles in WINR underneath. The chip, the bankroll, and the liquidity layer are all the same asset.

How the Bankroll Works

The bankroll follows a simple flow:

1. Liquidity providers deposit WINR into the bankroll pool
2. Onchain casinos and games route settled bets to the bankroll
3. WINR validates each payout against protocol limits
4. Valid payouts are paid instantly from the pool
5. Gross gaming revenue builds over time, and after deductions the resulting net gaming revenue stays in the bankroll

There are no manual actions, no custody, and no offchain settlement.

If a payout violates protocol rules, the transaction fails. The bankroll does not rely on trust or assumptions. Every settlement is checked onchain before funds move.

Risk Control by Design

Key protections include:

• 2% maximum payout per bet, relative to bankroll size
• 3% maximum daily drawdown; if breached, max payouts drop to 1% until the bankroll recovers
• A 10% drawdown triggers a full halt, putting the bankroll into withdrawal-only mode
• Deterministic settlement logic enforced by smart contracts

No single bet or streak can drain the bankroll unexpectedly. Risk is bounded at all times.

Stabilization Behavior

When the bankroll experiences elevated losses or abnormal conditions, it enters a protective state.

During this period:

• Maximum payouts are temporarily reduced
• Withdrawals may be rate limited
• Exposure is tightened until performance normalizes

Games continue to operate. Players are not blocked. The system adapts automatically.

Once metrics return to healthy ranges, normal parameters resume.

How the Bankroll Makes Money

The bankroll earns from real gameplay.

When players win, the bankroll pays out from protocol liquidity. When players lose, those losses contribute to gross gaming revenue.

Before revenue settles into the bankroll, the platform deducts:

• Creator rewards
• Affiliate commissions
• Any applicable VIP cashback

The remaining amount becomes net gaming revenue.

Revenue Allocation

100% of net gaming revenue stays in the bankroll.

There is no separate staker share and no protocol share. All net revenue remains in the pool, owned by liquidity providers.

This is not a separate payout. Net revenue stays in the vault and increases the amount of WINR backing each LP share, so the share price rises. LP positions grow in value as the bankroll grows.

While the bankroll is below its previous high-water mark, all net revenue goes toward restoring it first — liquidity providers recover before anything else. Settlement runs onchain on a fixed epoch (~5 minutes); creator and affiliate rewards are handled separately on a weekly cadence.

If there is no positive NGR after deductions, nothing is added to the bankroll for that period. All accounting is verifiable onchain.

Providing Liquidity

Liquidity providers participate directly in the bankroll:

• Deposit WINR into the bankroll pool
• Receive internal shares representing your portion of the pool — there is no separate LP token
• Your share value tracks the bankroll exchange rate (WINR per share), which rises as the bankroll earns

Deposits and withdrawals settle on the protocol’s epoch cycle with a claim step, and a wallet can have one pending deposit or withdrawal at a time. There is no impermanent loss; exposure is purely to game outcomes within enforced limits.

See Liquidity Providers for the full deposit and withdrawal flow.

Other Bankrolls

The protocol launches with a WINR-first bankroll. Additional bankrolls, including stablecoin (USDC) bankrolls, can be added over time as liquidity partners come onboard.

Bankroll Access for Games

Operators and creator platforms do not manage their own bankrolls. They integrate once and route settlements to WINR.

This gives them:

• Instant access to liquidity
• No balance sheet risk
• No payout management
• No hidden liabilities

WINR handles the house. Operators focus on games and users.